Interactive Tool

Online UPI MDR Calculator

Calculate merchant fees, applicable 18% GST, and net settlement for UPI payments of any size. Built for Indian businesses, online sellers, and shop owners.

UPI MDR Calculator

Instant calculation
Include 18% GST on MDR
Standard 18% GST levied on acquiring service charge
Current MDR rules verified: 18 September 2026
View full rules

Enter a transaction amount above to see the MDR, GST, and settlement breakdown.

Informational calculation. MDR is deducted from the merchant settlement amount. Customers pay the exact invoice amount without surcharges. Check your acquiring bank agreement for custom contractual rates.

Quick Amount Calculations

Click any amount to calculate or view detailed deductions breakdown

₹2,000
0% Zero MDR
MDR: ₹0.00
₹3,000
0.40%
MDR: ₹12.00
₹5,000
0.40%
MDR: ₹20.00
₹10,000
0.40%
MDR: ₹40.00
₹25,000
0.40%
MDR: ₹100.00
₹50,000
0.40%
MDR: ₹200.00
₹75,000
₹300 Cap
MDR: ₹300.00
₹1,00,000
₹300 Cap
MDR: ₹300.00
Monthly Batch Calculator → Reverse Calculator → Settlement Calculator →

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