Estimates Only
All calculations are estimates based on the publicly available UPI MDR framework as of the "last verified" date shown on each page. Actual settlement amounts may differ based on your merchant agreement, category code, payment provider charges, and post-publication rule changes.
No Guarantee of Accuracy
UPIMDR.com makes no representations or warranties about the accuracy, completeness, or suitability of calculations for any specific purpose. Use this tool for initial planning only — not for definitive financial decisions.
Not Financial or Tax Advice
Nothing on UPIMDR.com constitutes financial, legal or tax advice. Consult a qualified Chartered Accountant, financial advisor or your acquiring bank for advice specific to your situation.
Rule Changes
UPI MDR rules are subject to change by NPCI, RBI and the Government of India. Always verify current rates with official sources before making business or financial decisions.
Merchant-Customer Surcharges
The reverse calculator is for informational and pricing planning purposes only. Merchants should not add MDR-based surcharges to customer transactions without verifying applicable regulations with their bank and legal counsel.
Limitation of Liability
UPIMDR.com shall not be liable for any losses, damages or costs arising from use of or reliance on information or calculations on this site.