Standard Merchant UPI — ₹75,000
Customer Pays
₹75,000
MDR (0.4% (Cap reached))
₹300
GST on MDR
₹54
Total Deduction
₹354
Merchant Receives
₹74,646
Effective fee (with GST): 0.472% · Last verified: 18 September 2026

₹75,000 is where the ₹300 MDR cap is exactly reached. 0.4% × ₹75,000 = ₹300. All amounts at or above ₹75,000 pay the same ₹300 MDR. Use the calculator below to explore different categories and GST options.

Open UPI MDR Calculator →

Other Common Amounts

₹2,000
Zero MDR
₹5,000
MDR: ₹20
₹10,000
MDR: ₹40
₹1 Lakh
MDR: ₹300
ℹ️
Estimates based on the applicable framework as of 18 September 2026. Actual settlement may vary. View sources →