Amount Reference
UPI MDR on ₹25,000
Standard merchant UPI transaction of ₹25,000. MDR = ₹25,000 × 0.4% = ₹100. The ₹300 cap does not apply here.
Standard Merchant UPI — ₹25,000
Customer Pays
₹25,000
MDR (0.4%)
₹100
GST on MDR
₹18
Total Deduction
₹118
Merchant Receives
₹24,882
Effective fee (with GST): 0.472% · Last verified: 18 September 2026
Standard merchant UPI transaction of ₹25,000. MDR = ₹25,000 × 0.4% = ₹100. The ₹300 cap does not apply here. Use the calculator below to explore different categories and GST options.
Open UPI MDR Calculator →Other Common Amounts
Estimates based on the applicable framework as of 18 September 2026. Actual settlement may vary. View sources →