Amount Reference

UPI MDR on ₹3,000

Standard merchant UPI transaction of ₹3,000 above the ₹2,000 threshold. MDR = ₹3,000 × 0.4% = ₹12.

Standard Merchant UPI — ₹3,000
Customer Pays
₹3,000
MDR (0.4%)
₹12
GST on MDR
₹2.16
Total Deduction
₹14.16
Merchant Receives
₹2,985.84
Effective fee (with GST): 0.472% · Last verified: 18 September 2026

Standard merchant UPI transaction of ₹3,000 above the ₹2,000 threshold. MDR = ₹3,000 × 0.4% = ₹12. Use the calculator below to explore different categories and GST options.

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Other Common Amounts

₹2,000
Zero MDR
₹5,000
MDR: ₹20
₹10,000
MDR: ₹40
₹1 Lakh
MDR: ₹300
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Estimates based on the applicable framework as of 18 September 2026. Actual settlement may vary. View sources →