Amount Reference
UPI MDR on ₹50,000
Standard merchant UPI transaction of ₹50,000. MDR = ₹50,000 × 0.4% = ₹200. Still below the ₹300 MDR cap.
Standard Merchant UPI — ₹50,000
Customer Pays
₹50,000
MDR (0.4%)
₹200
GST on MDR
₹36
Total Deduction
₹236
Merchant Receives
₹49,764
Effective fee (with GST): 0.472% · Last verified: 18 September 2026
Standard merchant UPI transaction of ₹50,000. MDR = ₹50,000 × 0.4% = ₹200. Still below the ₹300 MDR cap. Use the calculator below to explore different categories and GST options.
Open UPI MDR Calculator →Other Common Amounts
Estimates based on the applicable framework as of 18 September 2026. Actual settlement may vary. View sources →