Standard Merchant UPI — ₹50,000
Customer Pays
₹50,000
MDR (0.4%)
₹200
GST on MDR
₹36
Total Deduction
₹236
Merchant Receives
₹49,764
Effective fee (with GST): 0.472% · Last verified: 18 September 2026

Standard merchant UPI transaction of ₹50,000. MDR = ₹50,000 × 0.4% = ₹200. Still below the ₹300 MDR cap. Use the calculator below to explore different categories and GST options.

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Other Common Amounts

₹2,000
Zero MDR
₹5,000
MDR: ₹20
₹10,000
MDR: ₹40
₹1 Lakh
MDR: ₹300
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Estimates based on the applicable framework as of 18 September 2026. Actual settlement may vary. View sources →