Monthly Calculator
Monthly UPI MDR Calculator
Estimate your total monthly UPI MDR cost, net settlement and effective processing fee for your business.
Quick examples — click to pre-fill
Monthly UPI MDR Calculator
Updates instantlyInclude GST on MDR
GST at 18% on the MDR amount
Enter your average transaction amount and number of monthly transactions to see the estimate.
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Estimated calculation. Actual MDR and settlement may vary based on your specific merchant agreement, acquiring bank and applicable rules. Calculations assume all transactions are above ₹2,000 threshold unless stated otherwise.
Monthly MDR Reference — Standard Merchant
| Monthly Volume | Avg Transaction | Transactions | Estimated MDR | GST on MDR | Net Settlement |
|---|---|---|---|---|---|
| ₹5,00,000 | ₹2,000 | 250 | Calculating... | — | Calculating... |
| ₹10,00,000 | ₹2,500 | 400 | Calculating... | — | Calculating... |
| ₹25,00,000 | ₹3,000 | 833 | Calculating... | — | Calculating... |
| ₹50,00,000 | ₹5,000 | 1,000 | Calculating... | — | Calculating... |
| ₹1,00,00,000 | ₹10,000 | 1,000 | Calculating... | — | Calculating... |
* Standard merchant category assumed. GST column shows MDR-only (toggle GST in calculator for inclusion). Assumes uniform average transaction amount. Actual MDR may vary.
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