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How GST is calculated: GST at 18% is applied on the MDR amount — not on the full transaction value. For example, on ₹10,000 with ₹40 MDR: GST = ₹40 × 18% = ₹7.20. Total deduction = ₹47.20.

UPI MDR + GST Calculator

GST included by default
Include GST on MDR
18% GST on MDR (pre-enabled for this calculator)

Enter a transaction amount to see MDR + GST calculation.

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Estimates only. GST treatment may vary by merchant category. How GST on MDR works →

GST on MDR — Quick Reference

AmountCategoryMDRGST (18% on MDR)Total DeductionSettlement
₹5,000Standard₹20₹3.60₹23.60₹4,976.40
₹10,000Standard₹40₹7.20₹47.20₹9,952.80
₹25,000Standard₹100₹18₹118₹24,882
₹75,000Standard (cap)₹300₹54₹354₹74,646
₹10,000Essential₹5 flat₹0.90₹5.90₹9,994.10
₹10,000Capital Market₹2₹0.36₹2.36₹9,997.64

GST = 18% × MDR amount. Actual treatment may vary. Verified 18 September 2026.

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