By using UPIMDR.com, you agree to the following terms.
Nature of Service
UPIMDR.com provides an independent, free-to-use UPI MDR calculator and educational information resource. All calculations are estimates based on publicly available regulatory information. Actual settlement amounts may vary.
Not Financial or Legal Advice
Nothing on UPIMDR.com constitutes financial, legal or tax advice. For advice regarding your specific merchant account, MDR rates or tax treatment, consult your acquiring bank, payment service provider or a qualified financial or tax advisor.
No Affiliation
UPIMDR.com is not affiliated with NPCI, the Government of India, RBI, any bank, or any UPI application provider. We are an independent informational service.
Accuracy and Updates
We make reasonable efforts to keep information accurate and current. UPI MDR rules can change, and there may be a lag between regulatory changes and site updates. Always verify current rates with official sources before making financial decisions.
Calculator Use
The calculator is for informational and planning purposes. Merchants should not use calculator output to justify surcharges on customer payments without verifying applicable regulations with their bank and legal advisors.
Intellectual Property
All content on UPIMDR.com may not be reproduced without permission, except brief quotations with attribution and a link back to the original page.
Governing Law
These terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts in India.
Changes to Terms
These terms may be updated from time to time. Continued use of the site constitutes acceptance of updated terms.