Amount Reference

UPI MDR on ₹5,00,000

Standard merchant UPI payment of ₹5,00,000. MDR is capped at ₹300 per transaction regardless of amount above ₹75,000.

Standard Merchant UPI — ₹5,00,000
Customer Pays
₹5,00,000
MDR (₹300 (Capped))
₹300
GST on MDR
₹54
Total Deduction
₹354
Merchant Receives
₹4,99,646
Effective fee (with GST): 0.071% · Last verified: 18 September 2026

Standard merchant UPI payment of ₹5,00,000. MDR is capped at ₹300 per transaction regardless of amount above ₹75,000. Use the calculator below to explore different categories and GST options.

Open UPI MDR Calculator →

Other Common Amounts

₹2,000
Zero MDR
₹5,000
MDR: ₹20
₹10,000
MDR: ₹40
₹1 Lakh
MDR: ₹300
ℹ️
Estimates based on the applicable framework as of 18 September 2026. Actual settlement may vary. View sources →