Amount Reference

UPI MDR on ₹10,00,000

Standard merchant UPI payment of ₹10,00,000. MDR remains capped at ₹300 per transaction. Effective fee rate is very low at this transaction size.

Standard Merchant UPI — ₹10,00,000
Customer Pays
₹10,00,000
MDR (₹300 (Capped))
₹300
GST on MDR
₹54
Total Deduction
₹354
Merchant Receives
₹9,99,646
Effective fee (with GST): 0.035% · Last verified: 18 September 2026

Standard merchant UPI payment of ₹10,00,000. MDR remains capped at ₹300 per transaction. Effective fee rate is very low at this transaction size. Use the calculator below to explore different categories and GST options.

Open UPI MDR Calculator →

Other Common Amounts

₹2,000
Zero MDR
₹5,000
MDR: ₹20
₹10,000
MDR: ₹40
₹1 Lakh
MDR: ₹300
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Estimates based on the applicable framework as of 18 September 2026. Actual settlement may vary. View sources →